Meet the People Behind oblivianexo

We're a close-knit team of financial professionals who understand that every family's money story is different. Our backgrounds span from corporate finance to community banking, but what brings us together is a shared belief that financial planning should feel personal, not intimidating.

15+ Years Experience

Marlowe Chen

Family Financial Planning Specialist

Before joining oblivianexo in 2022, Marlowe spent over a decade helping families navigate major financial transitions at a regional credit union. What struck her most was how often people felt overwhelmed by jargon-heavy advice that didn't fit their actual lives.

She specializes in breaking down complex financial concepts into conversations that make sense around the kitchen table. Marlowe holds her CFP designation and frequently speaks at community workshops about practical budgeting strategies.

Family Budgeting Education Planning Debt Management CFP Certified

What Drives Our Approach

Working in financial services for years taught us that most families don't need complex investment strategies. They need someone who listens, explains things clearly, and helps them make decisions they can stick with long-term.

Family-First Perspective

Every recommendation we make starts with understanding your family's unique situation, goals, and concerns. We've learned that cookie-cutter financial advice rarely works in real life.

Clear Communication

Financial planning shouldn't require a dictionary. We explain everything in straightforward terms and make sure you understand the reasoning behind every suggestion before moving forward.

Long-term Relationships

We're not interested in quick fixes or one-size-fits-all solutions. Our best client relationships have developed over years, adapting and evolving as families grow and change.

How We Work With Families

Our process has evolved through hundreds of conversations with Canadian families. We've found that sustainable financial planning happens when people feel genuinely understood and empowered to make informed decisions.

Discovery & Understanding

We start by learning about your family's complete financial picture, but more importantly, we want to understand your values, concerns, and what financial security means to you personally.

Comprehensive financial review
Goals and priorities discussion
Risk tolerance assessment
Timeline and milestone planning

Personalized Strategy Development

Using what we've learned about your situation, we develop a financial plan that reflects your family's reality. This isn't about perfect scenarios – it's about creating strategies that work with your actual income, expenses, and life circumstances.

Realistic budget frameworks
Debt management strategies
Savings and investment guidance
Insurance and protection planning

Ongoing Support & Adaptation

Life changes, and so should your financial plan. We provide regular check-ins, answer questions as they arise, and help you adjust your strategy when major life events occur – new jobs, growing families, unexpected expenses.

Quarterly progress reviews
Plan adjustments and updates
Educational resources and tools
Emergency financial guidance